With rising inflation, the EOBI Pension Increase 2025 has become the most awaited news for thousands of pensioners in Pakistan. Many retired workers depend on this income to manage daily expenses, and this year the EOBI increase finally brings relief. In this article, you’ll find the latest EOBI pension amount, payment schedule, eligibility rules, and how to check your pension online.
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Table of Contents
What Is EOBI and Its Purpose
The Employees’ Old-Age Benefits Institution (EOBI) is a federal program designed to provide monthly pensions to retired employees from the private sector. Both employers and employees contribute a small amount every month, which helps build a retirement fund. After retirement, registered workers receive a lifetime pension for financial security. EOBI ensures that old-age citizens who work in industries and private companies can live with dignity.
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EOBI Pension Increase 2025 – Government Official Update
The Government of Pakistan has announced a 15% increase in the minimum pension for 2025. This step was taken to help pensioners cope with the high cost of living. The increase will apply to all registered EOBI pensioners from January 1, 2025, with arrears payments starting in September 2025.
| Category | Details |
| Previous Minimum Pension | Rs. 10,000 per month |
| New Minimum Pension (2025) | Rs. 11,500 per month |
| Percentage Increase | 15% rise |
| Effective From | January 1, 2025 |
| Arrears Payment Date | From September 2025 |
| Total Beneficiaries | Around 500,000 pensioners |
EOBI Pension Calculation Formula
Your pension amount depends on how long you contributed and your declared salary. Those who served for more than 15 years under EOBI usually get higher benefits.
| Factor | Explanation |
| Contribution Period | Total years of EOBI contribution |
| Insured Salary | Average monthly salary declared to EOBI |
| Minimum Pension Base | Rs. 11,500 (2025) |
| Maximum Limit | Based on verified salary & service history |
How to Check EOBI Pension Online
Pensioners can easily verify their details online through the official website www.eobi.gov.pk.
Steps to check your pension:
- Visit the EOBI portal.
- Go to “Insured Person/Beneficiary Details.”
- Enter your CNIC (without dashes).
- Click “Submit” to view your payment record.
For any issue, you can contact the EOBI helpline at 021-34328058 or visit the nearest regional office.
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EOBI Pension Payment Method 2025
EOBI payments are made through several partner banks and digital platforms for transparency:
- Bank Alfalah ATM Card
- HBL Konnect
- Bank of Punjab
- National Bank of Pakistan (NBP)
- JazzCash (pilot cities)
Ensure your CNIC and bank account remain active to avoid any delays.
Reforms and New Changes in 2025
The government has started major reforms for better service:
- NADRA-linked digital pensioner data
- Online complaint and verification system
- Faster processing (10 days instead of 30)
- Annual biometric verification.
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Conclusion
The EOBI Pension Update 2025 is great news for retired employees across Pakistan. With the 15% increase, improved payment systems, and faster verification, pensioners can now receive their money safely and on time. Keeping your CNIC and bank details updated will ensure smooth pension payments throughout the year a small step toward a more secure and respectful life after retirement.
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